The collapse of Jiangxi power plant caused nearly 100 casualties
““ If a production and business operation entity in a high-risk industry or field fails to take out production safety liability insurance in accordance with the provisions of the state, it shall be ordered to make corrections within a time limit and be fined not less than 50000 yuan but not more than 100000 yuan; If it fails to make corrections within the time limit, it shall be fined not less than 100000 yuan but not more than 200000 yuan
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Charging standard: (1) employee liability insurance premium = project contract cost × Rate（ 2) Third party liability insurance premium = liability limit per accident × Rate (3) rescue cost insurance premium = limit of rescue cost per accident × Rate 4
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Which industries are suitable for purchasing safety production liability insurance in the field of construction? Answer: building engineering, municipal engineering (urban road renovation, green belt construction, pipeline laying, etc.), indoor building decoration / decoration, plant engineering, etc..
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” Typical cases: 1
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Insured subject: legally established construction enterprise 3
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On June 10, 2021, the Standing Committee of the National People’s Congress voted and adopted the decision on Amending the production safety law of the people’s Republic of China, and revised the production safety law (which will come into force on September 1, 2021), which clearly stated: “the State encourages production and business operation entities to take out production safety liability insurance; Production and business operation entities belonging to high-risk industries and fields stipulated by the State shall take out production safety liability insurance
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What is the difference between work safety liability insurance in the field of construction and other types of insurance（ 1) Production safety liability insurance in the field of construction is a compulsory commercial insurance with the nature of public welfare
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” 2
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Materials required for insurance: business license, work safety license, construction contract and other materials FAQ 1
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In December 2017, the former State Administration of work safety, CIRC and the Ministry of Finance jointly issued the measures for the implementation of work safety liability insurance, which clearly stated: “coal mines, non coal mines, dangerous chemicals, fireworks and firecrackers, transportation, construction, civil explosives, metal smelting Production and business operation entities in high-risk industries such as fishery production shall take out production safety liability insurance
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Production and business operation entities in other industries are encouraged to take out production safety liability insurance
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2
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Introduction to construction safety production liability insurance: 1
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Relevant policy background: 1
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Scope of protection: (1) during the insurance period, the employees of the insured undertaking the project engage in construction and related work according to law within the construction address specified in the insurance policy, resulting in personal casualties of employees due to production safety accidents（ 2) Third party liability protection during the insurance period, the insured engages in construction and related work according to law within the construction address specified in the insurance policy, resulting in personal injury or death of a third party due to production safety accidents（ 3) Rescue expenses guarantee the following necessary and reasonable rescue expenses incurred by the insured due to emergency rescue measures in case of accidents to the insured’s employees or a third party due to production safety accidents at the construction site specified in the insurance policy
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In addition to casualties, the direct economic loss caused exceeded 100 million yuan
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3
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What are the functions of safety production liability insurance in the field of construction? A: accident prevention services; Compensation for accident economic losses
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At about 20:40 on February 7, 2018, the construction site of the right line of the shield section between huyong station and Lvdao Lake Station of the civil engineering bid section I of Foshan Rail Transit Line 2 phase I Project (hereinafter referred to as “tj1 bid section”) organized by CCCC second navigation bureau suddenly flooded, resulting in the collapse of the tunnel and pavement, resulting in 11 deaths, 1 missing and 8 injured, with a direct economic loss of about 53.238 million yuan, Serious casualties and property losses
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At about 7:20 on April 25, 2019, a major accident occurred at the construction site of feicuihuating project 1# building in Hengshui City, Hebei Province, in which the lift car (cage) of the construction elevator fell, resulting in 11 deaths and 2 injuries, with a direct economic loss of about 18 million yuan
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On November 24, 2016, the collapse of the cooling tower construction platform occurred in the phase III expansion project of Jiangxi Fengcheng power plant, resulting in 73 deaths and many injuries to varying degrees
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According to the newly revised production safety law, production and business units belonging to high-risk industries and fields stipulated by the State shall take out production safety liability insurance（ 2) Compared with industrial injury insurance and other types of insurance, work safety liability insurance in the field of construction covers a wider range of groups, provides more adequate protection, pays more timely compensation and provides more prevention services
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