At the end of 2021, the municipal human settlements and Environment Commission and Shenzhen Insurance Regulatory Bureau issued the pilot work plan for compulsory liability insurance for environmental pollution in Shenzhen with normative documents, launched preparations for reform and start-up, and established a systematic system and clear normative standards after six months of efforts.
What are the benefits of purchasing environmental pollution compulsory liability insurance for enterprises? The implementation of environmental pollution liability insurance aims to enhance the ability of individual enterprises and the whole society to prevent and control environmental risks.
On the morning of July 11, Shenzhen human settlements Committee held a press conference on the pilot work of compulsory liability insurance for environmental pollution in Shenzhen.
It refers to the compulsory insurance with the liability for compensation for environmental pollution damage caused by enterprise production and operation activities as the insurance subject.
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For enterprises that fail to insure on schedule or as required, Shenzhen human settlements and Environment Commission will use measures such as environmental credit punishment, pollutant discharge permit management, information disclosure and media exposure to list the enterprises that should be insured but not fully insured as the list of environmental dishonest enterprises, and implement joint punishment according to relevant regulations..
The environmental pollution compulsory liability insurance reform clearly stipulates who will buy insurance, what kind of insurance to buy, who can do insurance, what kind of insurance role to play, and what kind of professional and technical services to protect.
For enterprises that fail to insure on schedule or as required, the municipal human settlements and Environment Commission will make full use of environmental credit punishment and other measures to include them in the list of environmental dishonest enterprises.
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By the end of September, all 1066 pilot enterprises in Shenzhen will participate in compulsory environmental pollution liability insurance.
It is a kind of mandatory property insurance and an important environmental and economic policy that uses commercial insurance to help environmental protection.
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Compulsory liability insurance for environmental pollution has “Shenzhen characteristics” and achieved a number of innovations.
On average, the enterprises in the list need to pay a premium of about 40000 yuan per year.
What are the characteristics of the pilot project of compulsory liability insurance for environmental pollution? It highlights the mandatory of insurance; Put forward mandatory requirements for the compensation scope, liability limit, premium determination, liability trigger, loss determination and claim settlement of environmental pollution liability insurance; We will further expand the scope of protection and include ecological and environmental damage into the scope of compensation on the basis of the original personal, property, emergency and legal expenses.
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Over the past ten years since the pilot exploration and promotion, Shenzhen human settlements and Environment Commission and Shenzhen insurance regulatory bureau have jointly formulated a number of policy documents such as the implementation plan of Shenzhen environmental pollution liability insurance, and constructed an environmental pollution liability insurance system with Shenzhen characteristics.
According to the list of pilot enterprises of compulsory liability insurance for environmental pollution in Shenzhen issued by the municipal human settlements and Environment Commission in July this year, a total of 1066 enterprises from 10 industries such as electroplating, oil depot, hazardous chemicals, printed circuit board industry and domestic waste incineration plant need to participate in compulsory insurance.
Shenzhen pilot environmental pollution compulsory liability insurance! Construction enterprises must not be on the blacklist! In addition to economic benefits, construction enterprises also need to bear the burden of environmental protection at all times.
The number and total amount of insured enterprises in Shenzhen are the first compulsory liability insurance for environmental pollution in Guangdong Province.